Free NY Notary Public Study Guide - All Three Exam Topics Covered

Everything you need to know to pass the NY notary public exam, explained in plain English. No legal jargon. Just the facts you need in a format you can actually use.

Part 1 - License Law

Approximately 60% of exam questions. Master this section first.

Who Can Become a New York Notary Public

  • +At least 18 years old
  • +US citizen or permanent resident alien
  • +NY State resident OR have a regular place of business in NY
  • +No disqualifying felony (pardon removes this disability)
  • +No disqualifying misdemeanor conviction
  • +Sufficient English proficiency
  • +Equivalent of common school education

Exam exemptions: NY-licensed attorneys and court clerks (after passing the civil service exam) are exempt from the written notary exam. Prohibited: Sheriffs cannot be notaries. Commissioners of elections and legislature members CAN be notaries.

Critical Fees to Memorize

Fee TypeAmount
Exam fee$15
Application fee$60
Renewal fee$60
Name or address change$10
Duplicate ID card$10
Certificate of Official Character (Secretary of State)$10
Certificate of Official Character (County Clerk)$5
Filing certificate in another county$10
Acknowledgment per person$2
Oath or affirmation$2
RON (remote online notarization)Up to $25

Misconduct and Removal

The Secretary of State may remove a notary for misconduct, misrepresentation, fraud, or upon a disqualifying conviction. The process requires:

  • The notary must be served a copy of the charges
  • The notary must have an opportunity to be heard
  • Removal is by the Secretary of State, not a court

Part 2 - General Terms You Must Know

Approximately 25% of exam questions. Learn each definition and the exam trap.

Acknowledgment

A notary's certification that a person appeared and declared they signed a document voluntarily. Does NOT involve an oath.

Exam Trap: Key distinction: no oath required. Do not confuse with a jurat.

Affidavit

A written statement sworn to under oath before a notary. DOES involve an oath.

Exam Trap: Unlike an acknowledgment, the signer must swear or affirm to the truth of the contents.

Affirmation

Alternative to an oath for those with religious objections. Has the exact same legal weight as an oath.

Exam Trap: Equal legal force to an oath - not a lesser substitute.

Affiant

The person who makes and swears to an affidavit.

Exam Trap: The affiant is the signer, not the notary.

Jurat

The notary certificate at the bottom of an affidavit. Contains the phrase "sworn to before me." Confirms an oath was administered.

Exam Trap: A jurat means an oath was taken. An acknowledgment does not.

Deposition

Sworn testimony taken outside of court in a civil proceeding, before a notary.

Exam Trap: NY notaries may only take depositions in CIVIL proceedings, not criminal.

Lien

A legal claim against property as security for a debt.

Exam Trap: A mortgage is a specific TYPE of lien against real property.

Mortgage

A lien against real property securing repayment of a loan.

Exam Trap: All mortgages are liens, but not all liens are mortgages.

Deed

A document that transfers ownership of real property from one person to another.

Exam Trap: A deed transfers ownership. A mortgage creates a lien.

Conveyance

A transfer of interest in real property. Broader than a deed.

Exam Trap: Conveyances recorded in NY must be in English or accompanied by an English translation.

Power of Attorney

A document authorizing one person (agent) to act on behalf of another (principal).

Exam Trap: The person granting the power is the "principal." The one receiving authority is the "agent" or "attorney-in-fact."

Executor

The person named in a will to carry out its instructions.

Exam Trap: Named IN the will. An administrator is court-appointed when there is no will.

Administrator

A person appointed by a court to manage an estate when there is no will.

Exam Trap: Court-appointed when there is NO will. Executor is named in the will.

Codicil

An amendment or addition to a will.

Exam Trap: A codicil modifies an existing will. It does not replace the entire document.

Testator

The person who made a will.

Exam Trap: "Testatrix" is sometimes used for a female testator.

Part 3 - Duties and Functions

Approximately 15% of exam questions. Focus on what notaries CAN and CANNOT do.

What a Notary CAN Do

  • +Administer oaths and affirmations
  • +Take and certify acknowledgments
  • +Take proof of execution of written instruments
  • +Take depositions in civil proceedings
  • +Demand acceptance or payment of negotiable instruments (protest)

What a Notary CANNOT Do

  • -Practice law (give legal advice, draft legal documents)
  • -Administer an oath to themselves
  • -Charge more than the statutory fee
  • -Act before taking the Oath of Office
  • -Notarize when they have a financial interest in the document

Part 4 - Test-Taking Strategy

Use these tactics on exam day to maximize your score.

The “NOT” Question Trap

Some questions ask “which of the following is NOT...” or “which is the EXCEPTION.” Read these carefully. The correct answer is the one that does NOT belong. This trips up many test-takers who miss the “NOT.”

Memorize Exact Dollar Amounts

Fee questions are precise. “$10” and “$5” are different answers. Use the fee table above until you know every amount by heart. The exam loves fee questions.

Time Management

You have 90 seconds per question but most people use 30-45 seconds. If you are unsure, flag the question, move on, and return. Do not spend more than 2 minutes on any single question.

Frequently Asked Questions

Read Part 1 (License Law) first since it covers 60% of exam questions. Then Part 2 (General Terms) for vocabulary, Part 3 (Duties) for practical rules, and Part 4 for test strategy. Take a practice exam after each part to reinforce what you learned.
Most people need 1 to 2 weeks of focused study. Aim to score above 80% on our practice exams consistently before sitting for the real exam.
Yes - fees appear on almost every exam. The most tested: $15 exam fee, $60 application fee, $2 per acknowledgment or oath, $10 for name change, $10 for Certificate of Official Character from Secretary of State, $5 from County Clerk.
An acknowledgment does NOT require an oath - the signer just appears and confirms they signed voluntarily. A jurat DOES require an oath - used for affidavits. This distinction appears frequently on the exam.

Ready to Test Your Knowledge?

Take a practice exam now to see how well you know the material.

Start Free Practice Exam